The financial adviser community can be a mixed-bag of success and failure. Anybody can decide to market themselves as a financial adviser, planner, or coach, with little-to-no qualification. Therefore, it pays to be cautious when entering a professional relationship with any consultant. Today, we go over the top five things to look for when choosing […]
Many of us dream of a retirement that’s comfortable and enjoyable. Perhaps we envision spending a lot of time with our grandchildren, volunteering at a charitable organisation, or seeing more of the world on travel adventures. While this is the retirement that most of us dream about, many of us also put off planning the […]
The image of financial success looks different to everyone, but we can all agree that a part of being financially successful is fulfilling our own personal financial goals – no matter what they may be. To do this, expert investors and financial advisors worldwide create financial plans with a strong investment philosophy at its foundation […]
Time is a luxury, which is why the adage to spend it wisely exists. However, it’s impossible to make all the right decisions, and often times when we’re asked if we could “redo” or “remake” any of them, we’ll conjecture that there’s at least one thing we would do differently. These may feel like regrets, […]
Before starting any business venture, it’s important to carefully plan its execution and management. This step – financial planning – is crucial to attaining the business’ purpose and objectives. Financial planning is intricately tied to a business’ core processes. It’s a necessary practice for any business owner and should be done regularly, ideally before every […]
The financial industry is a magnet for jargon. Some of it can be useful, but some can be downright dumb. Top of the ‘dumb’ list would be a headline that has consistently appeared in many financial publications since 2009. That is, “The easy money has been made”. This comment gives the impression that the past […]
Most people seek happiness. Some economists even think happiness is the best indicator of the health of a society. However, while money can make us happier, studies show that after our basic needs are met, it doesn’t make us that much happier. This has implications for financial planning because one of the biggest issues we […]
If you want to build a reputation for credibility, don’t join the mainstream financial media. They predicted financial Armageddon when there was increased volatility in China at the start of the year. It never eventuated. Then came the surprise Brexit vote at the end of June and the naysayers came out in force again. “As […]
