30 05, 2018

Why Financial Success Starts with a Strong Investment Philosophy

By | 2018-05-30T12:27:04+00:00 May 30th, 2018|Good advice|0 Comments

The image of financial success looks different to everyone, but we can all agree that a part of being financially successful is fulfilling our own personal financial goals – no matter what they may be. To do this, expert investors and financial advisors worldwide create financial plans with a strong investment philosophy at its foundation [...]

17 04, 2018

Developing a Succession Plan for Your Business

By | 2018-05-17T18:35:29+00:00 April 17th, 2018|Good advice|0 Comments

Research by Xero has shown that three out of four New Zealand business owners are intending to sell their businesses in order to fund their retirement. However, 30% of these people don’t think their businesses can survive without their help. And 47% of these business owners don’t have a succession plan ready. Every hard-working business [...]

2 03, 2018

What Retirees Would Do Differently if They Could Go Back in Time

By | 2018-05-02T15:23:37+00:00 March 2nd, 2018|Good advice|0 Comments

Time is a luxury, which is why the adage to spend it wisely exists. However, it’s impossible to make all the right decisions, and often times when we’re asked if we could “redo” or “remake” any of them, we’ll conjecture that there’s at least one thing we would do differently. These may feel like regrets, [...]

14 02, 2018

The Importance of Financial Planning for Your Business

By | 2018-05-17T18:34:05+00:00 February 14th, 2018|Good advice|0 Comments

Before starting any business venture, it’s important to carefully plan its execution and management. This step – financial planning – is crucial to attaining the business’ purpose and objectives. Financial planning is intricately tied to a business’ core processes. It’s a necessary practice for any business owner and should be done regularly, ideally before every [...]

5 07, 2017

Winter Update

By | 2018-01-25T14:00:56+00:00 July 5th, 2017|Good advice|0 Comments

From April to June 2017 diversified portfolios again delivered generally positive returns, although at a more subdued rate than investors have become accustomed to in recent quarters. For much of the second quarter major markets were relatively benign, perhaps distracted by the prolonged attention given to two very important elections in Europe. The first was [...]

20 05, 2017

Vision Blurred by Hindsight Bias

By | 2018-01-25T14:00:56+00:00 May 20th, 2017|Good advice|0 Comments

The financial industry is a magnet for jargon. Some of it can be useful, but some can be downright dumb. Top of the 'dumb' list would be a headline that has consistently appeared in many financial publications since 2009. That is, "The easy money has been made". This comment gives the impression that the past [...]

30 04, 2017

Key Market Movements for the First Quarter in 2017

By | 2018-01-25T14:00:57+00:00 April 30th, 2017|Good advice|0 Comments

New Zealand shares +5.08% The local market bounced back from a weak final quarter in 2016 to post a strong start to the year. With improving global growth expectations, still supportive credit conditions and renewed strength in overseas equity markets, the New Zealand market enjoyed a very good quarter. Leading performers included Tower [...]

20 01, 2017

Putting a Price on Happiness

By | 2018-01-25T14:00:57+00:00 January 20th, 2017|Company Size, Credit Rating, Good advice, Investment Term, Market, Profitability, Relative Price|0 Comments

Most people seek happiness. Some economists even think happiness is the best indicator of the health of a society. However, while money can make us happier, studies show that after our basic needs are met, it doesn't make us that much happier. This has implications for financial planning because one of the biggest issues we [...]

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