Life Insurance Estimator

Make informed financial decisions with our suite of free calculators. Estimate costs, plan for the future, and understand your options.

NZ Note: ACC covers accident-related income loss at 80% of earnings. This calculator estimates cover for illness only — the gap ACC does not cover.
yrs
$
people
Non-Smoker
Smoker
Optional — reduces recommended cover
$
$
$
$

*Estimates are indicative only, based on NZ market benchmarks. This is not financial advice. Speak with a licensed Collaborative Consulting adviser for a personalised assessment.

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Insights

April 10, 2026
by devteam@thepermalinks.com
A new accelerated depreciation deduction, referred to as Investment Boost, headlines the tax changes in this year’s Government Budget.
April 6, 2026
by devteam@thepermalinks.com
even if you have a great relationship with a financial advisor, your money is the number one priority, and you must be careful with who gets to invest it.