Portfolio Management
Your investment portfolio should be working hard for you at all times — not just sitting there. We actively manage, monitor, and optimise your portfolio so you can focus on living your life.
Ongoing portfolio management that never loses sight of your goals
A well-built portfolio is not enough on its own. Markets change, opportunities emerge, and risks shift. Active portfolio management means staying on top of all of this so you do not have to.
Do you speak to your adviser regularly to make sure you are on the right path? Are your investments aligned with your goals today — or were they set up years ago and never properly reviewed? Are you clear on how your portfolio is performing relative to where you need to be?
With over 30 years’ experience managing investment portfolios for New Zealanders, we understand what disciplined portfolio management looks like in practice. We work with our research partners at Consilium to provide institutional-quality oversight for every client.
What's Included
Good portfolio management requires continuous attention. We monitor your investments on an ongoing basis, not just at annual review time — and we act when action is required rather than waiting for a scheduled meeting.
Every portfolio decision is supported by independent research from Morningstar Research. Long term cash flow planning inputs has academic oversight from Professor Ben Marshall at Massey University, one of the most credentialled finance academics in the Southern Hemisphere.
Active monitoring and rebalancing
We monitor your portfolio continuously and rebalance it when market movements, new opportunities, or changes in your circumstances require action — not just at scheduled review times.
Independent research and academic oversight
Portfolio decisions are supported by independent research from Morningstar and Consilium, including input from Professor Ben Marshall at Massey University — one of the most credentialled finance academics in the Southern Hemisphere.
Transparent performance reporting
You always know how your portfolio is performing. We provide clear, regular reporting and are always available to discuss results directly rather than hiding behind jargon or complex documentation.
Tax-aware portfolio construction
We take your New Zealand tax position into account when constructing and managing your portfolio — because after-tax returns are what ultimately matter to you.
What people say about Collaborative Consulting
“I got to know John whilst working with him in developing his company’s brand principles to strengthen the emotional connectedness with his clients. During this period, I gained a deep understanding of John’s ethics and strong desire to help people both through the good times and the bad times.
His strongest desire is to make a tangible difference for his clients and future generations of their family. John has a strong sense of family, he believes strongly in wanting to contribute back to the community.
I can honestly say I have not met a financial adviser where money is not the financial driver for him, it’s much more personal, it’s about making a difference. I’d recommend anyone who wants certainty in their financial investments talk to John.”
Michael Major BA (Hons) MDM
Property Development Consultant, Future Proofing Strategist
“John is the consummate professional in the Financial Planning and Investment sector. He has walked the talk, having successfully grown and lead businesses to achieve dramatic results. Through it all, he has helped people reach their personal and professional goals and engages with them comprehensively to ensure they achieve what they need to.
There’s no nonsense with John – if you want to succeed, he will help you do it and in doing so, you will meet and be assisted by one of the nicest and most professional people I know, who also lives by a set of principles steeped in integrity. A hard thing to find these days!
I strongly recommend you contact John and get to know him. You won’t regret it.”
Warren Cummins
Managing Director, Dale Carnegie Auckland and BRS Management
“Choosing someone to look after your money is an important decision especially if you are like me and have no idea about investments.
When I left my marriage I had money from the sale of the house. As I was now on my own financially I understood that I needed to ensure that not only was my money going to be safe but would also be working for my future.
I met with a few financial advisers but none of them really instilled me with confidence. I was feeling a bit lost and frightened about making the wrong decision.
Pam Martin
Arbonne Independent Consultant
“We are all specialists in our own area of business. We love referring our clients to an equally dedicated specialist, John Milner of Collaborative Consulting Ltd.
John has been able to help our clients leverage and re-invest their hard-won gains, made both personally, and in business. John has been working in his area of Investment Expertise for a long- time, so has ridden all of those waves in the marketplace. He is committed to helping clients mitigate their investment risk, and in these days and times, his level-head and thorough but relatable approach to Investment are exactly what we all need.
He makes investing simple, effective and takes the worry away.”
James Kelso
CPA, Director, Kelso Marsh Consulting Ltd
“I have known for some time now as part of my business networking group. From the start I have been impressed by John’s professionalism and his knowledge base. John takes what he does seriously and is quite clearly very dedicated to serving his clients well.
I have no trouble recommending him to anyone in need of sound financial advice.”
Rory Laubscher
Corporate Photography Specialist Firefly Photography
Our Process
When you work with us, we use our proven 3-step system. By understanding your situation and the goals you want to achieve, we work out a unique plan to help you get there smoothly.
Portfolio management backed by world-class investment research
Years of investment management experience navigating New Zealand and global markets on behalf of private clients.
We are here to help you maximise your returns and make your money work hard for you. By understanding your situation and the goals you want to achieve, we can build and manage a portfolio that genuinely delivers.
Frequently Asked Questions
Have a question about portfolio management or investment performance? Get in touch — we are happy to discuss your situation.
What is portfolio management?
Portfolio management is the ongoing process of selecting, monitoring, and adjusting a collection of investments to achieve your specific financial goals. It involves balancing risk and return, reacting to market changes, and ensuring your investments remain aligned with your objectives over time.
How actively do you manage client portfolios?
We monitor portfolios on an ongoing basis and make adjustments when circumstances warrant it — whether that is a change in market conditions, new opportunities, or a shift in your personal situation. We do not subscribe to a set-and-forget approach.
How do you measure portfolio performance?
We measure performance against agreed benchmarks and in the context of your specific goals — not just raw returns. A portfolio generating strong returns at inappropriate risk levels is not a success. We focus on risk-adjusted performance that is genuinely meaningful to you.
What is the role of your investment research team?
We partner with Consilium, who provide independent investment research, portfolio construction support, and academic oversight through Professor Ben Marshall at Massey University. This gives our clients access to institutional-quality research typically reserved for large funds.
Can I see my portfolio performance at any time?
Yes. Clients have access to portfolio reporting through our client portal. We also provide regular written updates and are always available to discuss performance directly.
How do you manage risk in a volatile market?
Risk management is built into every portfolio from day one. We use diversification across asset classes and geographies, set clear risk parameters for each client, and review exposures regularly. In volatile periods, we communicate proactively and adjust where appropriate.
What is the first step in getting started?
An initial conversation where we discuss your goals, your current situation, and whether our approach is the right fit for you. There is no obligation and no cost for that first meeting.
Related financial advice and wealth management services
With Collaborative Consulting by your side, we can help across a broad range of financial planning needs.
Investment Management
Fully personalised investment management covering portfolio construction, global access, and ongoing active oversight.
Wealth Diversification
Assess your current asset concentration and build a more resilient, diversified investment mix.
Wealth Planning
A comprehensive financial plan that ensures your portfolio is aligned with every other aspect of your financial life.